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"Different from traditional financial services institutions, customers can apply for loans just through the internet, which has greatly improved efficiency and convenience for them," Zhang said.

"Dr Norman Bethune once said, 'Let us say to the people not 'How much have you got?' but 'How best can we serve you?'. Bethune's legacy has been carried forward by Shum-Tim and his fellows," Yip said.

"Economies in Europe have been affected to varying degrees by the pandemic, for instance.

"During the past decade, we were confronted with different difficulties, including policies, shortage of funds and professionals, but I never gave up," he said. "Now the president's words have given me a firmer determination to achieve better development in the tourism and culture industry."

"Evidence on the initial effects of emergency aid suggests that the end of benefits will push overall consumer spending -- the main driver of the economy -- down by more than 4 percent," he noted.